Insights

Banking Study 2025: Between Profit and Risk

In a persistently challenging environment defined by economic headwinds, geopolitical tensions, and sweeping regulatory changes, European banks are proving remarkably resilient. BearingPoint’s 2025 banking study highlights how institutions are leveraging resilience and transformation to stay ahead. Analyzing the performance of 163 banks across Europe, the latest study provides a clear picture of the sector’s financial health, strategic priorities, and future outlook.

Regulatory Reporting – Today and Tomorrow

In the BearingPoint Regulatory Reporting Study, we asked European banks about their views on the current and future state of Regulatory Reporting, in the dimension organization, reporting quality, digitalization and change management.

RDARR – BCBS 239 Implementation under Scrutiny

The supervisory authority publishes its strategy for risk & data management.

Banking Study 2024: A new dawn

2023 marked a significant turning point for the European banking sector. While earnings and the financial health of European banks have improved considerably, not all institutions are benefiting equally from the shift in interest rate policies, and over time, the negative effects of rising rates have become more evident. Banks also face critical challenges and strategic decisions with new regulatory hurdles on the horizon for 2025 that are already beginning to take shape and will influence their long-term competitiveness.

Transformative sourcing approaches in banking

Forward-thinking banks increasingly rely on digital innovation and personalized services to grow their customer base and increase competitiveness. However, one critical factor in many digital transformation initiatives is often underestimated: designing an effective sourcing model to partner with a portfolio of specialist providers.

Analysis of core banking platforms

The survey results and analysis of core banking solutions presented in the white paper objectively evaluate selected core banking platforms and their suitability for different categories of banks. The intention was to highlight relative strengths based on the defined criteria of banks during the core banking software selection process, such as functionality, technology, and acceptance.

Study: Europe’s banks defy the crises

European banks are in a more robust position, but competition is getting tougher. According to our new study, banks should accelerate their transformation, become more sustainable, and expand new banking as a business model.

Leading banks must follow a technology-driven strategy

Technology equals banking strategy, as product and customer strategies will be driven by technology.

Which five technology-related questions should banks be tackling to ensure success?

With a plethora of new fintech activity intensifying competition, yet more complex legislation, and wobbling consumer and government confidence levels, banks have never been more under pressure. BearingPoint believes success lies in finding and executing answers to five, inter-related, questions.